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Loan Products

When you have a need to borrow money, come to 1ST Gateway Credit Union. Our goal is to provide you with an affordable loan--fast!

1ST Gateway Credit Union can finance just about anything you need quick and easily. Plus, our competitive rates can really save you money!

Automobiles (New or Used)
We Finance all types of vehicles at very competitive rates. We can even pre-approve your loan which gives you more

bargaining power with the dealer. Call:

  • Camanche - (563) 243-4121
  • Clinton - (563) 243-0524
  • DeWitt - (563) 659-5963
  • Fulton - (815) 589-9053
  • List of Preferred Dealers

     

    Boats or Recreational Vehicles
    If travel and outdoor fun are part of your life, 1ST Gateway Credit Union can help with the financing of recreational vehicles. RV's include motorcycles, snowmobiles and jet skis.

    Home Equity Loans
    This is fast becoming one of the most popular type of credit union loans. You can use up to 90% of the equity in your home to fund a remodeling project, a college education, a vacation, or any other type of purchase. We offer repayment terms of up to 15 years and the interest you pay on the loans may be tax deductible. (Consult your tax advisor about the deductibility in your situation.)

    Mortgage Loans
    The Credit Union offers a variety of mortgage loan products to meet the diverse needs of our members. If you're purchasing or refinancing a home, 1ST Gateway Credit Union has the right loan for you. Our in-house loans have a fixed rate for a  6  or 8   year term, no points and up-front costs that are less than 1/2 of what you may pay elsewhere. It is possible to refinance your current home loan at the credit union with NO money out of your pocket. We also offer weekly payments on our mortgage loans. Longer term (up to 30 years) fixed-rate loans are also made available through Consumer Loan Services.

    Line of Credit Loans
    We've designed our Line of Credit Loan with you in mind. This signature loan allows you to borrow against a pre-approved line, if an emergency occurs. Once your initial Line of Credit is approved, advances can be completed in less than 5 minutes, It's simple and convenient and works great in consolidating debts into a single payment.

    Business Loans
    1ST Gateway Credit Union now offers member business loans to business owners and individuals who are eligible for credit union membership. 1ST Gateway has partnered with Community Business Lenders (CBL), a locally owned credit union service organization, in order to provide our members with a variety of business loans including term loans, revolving lines of credit and several others. Loan purposes may include, but are not limited to, financing or refinancing investment properties, business expansion, equipment purchases, business purchases, commercial property purchases and/or construction loans. Please contact a loan officer with any further questions you may have.

       
    This credit union is federally insured by the National Credit Union Administration. Additional insurance available through ESI.
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